Atome Secures $345M to Expand BNPL Services in Southeast Asia

19 Jan 2026

#Digital Finance

Singapore-based digital finance firm Atome clinched a $345 million syndicated debt facility to accelerate growth of its buy-now-pay-later (BNPL) and lending services across Southeast Asia markets including Singapore, Malaysia and the Philippines. (Singapore, Malaysia, Philippines)

Led by HSBC and DBS, the funding will bolster Atome’s product suite and regional rollout, highlighting investor confidence in fintech credit growth despite macroeconomic uncertainty. Southeast Asian digital consumers increasingly embrace diversified payment options, boosting fintech penetration in everyday commerce. HPC Consultancy can help its clients with fintech expansion strategies, capital structure planning, and payment-platform integration insights in dynamic ASEAN markets.

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